{"id":6031,"date":"2026-06-02T00:01:07","date_gmt":"2026-06-02T04:01:07","guid":{"rendered":"https:\/\/altruist.com\/?page_id=6031"},"modified":"2026-06-18T14:46:55","modified_gmt":"2026-06-18T18:46:55","slug":"margin","status":"publish","type":"page","link":"https:\/\/altruist.com\/margin\/","title":{"rendered":"Margin Loans"},"content":{"rendered":"

Margin coming Q3 2026<\/p>\n<\/section>\n\n\n

Margin<\/p>\n\n\n

Liquidity at
industry-low rates<\/h1>\n\n\n
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So your clients keep more of their returns.<\/p>\n\n\n\n

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See us in action<\/a><\/div>\n<\/div>\n\n\n

Margin involves significant risk, including losses that may exceed your initial investment. Interest and market losses can exceed any returns, meaning clients may keep less, not more. Margin is not suitable for all investors. Review the Margin Disclosure Statement<\/a> before borrowing.<\/p>\n<\/div>\n<\/section>\n\n\n

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\"interest<\/figure>\n\n\n
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6.25%<\/p>\n\n\n

Interest rate on margin loans.1<\/sup><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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\"Same<\/figure>\n\n\n
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Same-day<\/p>\n\n\n

Cash without waiting for settlement or selling a position.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n

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\"cero<\/figure>\n\n\n
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$0<\/p>\n\n\n

No minimum loan amount. Interest and applicable fees apply.2<\/sup><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n

1 <\/sup>Margin interest rates range from 5.0%–6.25%, or 4.0%–5.25% for Altruist One subscribers, and are based on a straightforward spread over the federal funds upper rate. Rates are subject to change without notice. See full credit terms<\/a> for details. FINRA requires a $2,000 account equity minimum.<\/p>\n\n\n

2<\/sup> See the Disclosure of Credit Terms<\/a> and Altruist Financial LLC Fee Schedule<\/a> for details.<\/p>\n<\/div>\n\n\n

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Rates well below the industry’s biggest names<\/h2>\n\n\n
\"Margin<\/figure>\n\n\n

Rates shown reflect publicly published base rates from each firm as of May 2026 and are subject to change without notice. Altruist’s 6.25% rate applies to balances up to $50,000; Schwab and Fidelity’s 11.325% rates apply to balances of $25,000–$49,999. Margin rates at all three firms vary by account balance and other factors; rates at higher balance tiers may differ from those shown. See each firm’s published rate schedule for complete tier information.<\/p>\n\n\n

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Margin lending.
Set up in minutes.<\/h2>\n\n\n
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